FR44 was put into place to ensure that a driver convicted of a DUI carries liability limits of 100/300/50. The state requires people convicted of a DUI to carry higher bodily injury and property damage limits to protect the public in the event they hurt someone in an automobile accident. The FR44 filing is electronically submitted to the state of Florida after the policy is written to certify the driver has the higher coverage limits.
R44 is required for a period of three years from the time you are convicted of a DUI. After you are convicted, you will be notified by the state of Florida with the exact date that the three-year period will start. The cost of coverage is determined by many different factors including age, sex, location, driving record, and claims history and prices vary drastically from person to person. If you do not own a vehicle you may be able to purchase non-owner FR44 Insurance. The state of Florida requires all new FR44 policies to be paid in full for six months at a time. If you own a commercial vehicle you should be able to get FR44 insurance on that vehicle.